What Insurance Should A Tree Service Have

GENERAL LIABILITY INSURANCE Although its called general liability insurance its extremely specific when it comes to the type of work covered by the insurance policy. It may not occur to you to check that your tree service company has auto insurance but cars along with structures can be damaged during certain.

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Make sure to have the Companys insurance agent fax or e-mail it to you directly.

What insurance should a tree service have. General liability insurance to cover the risks the business faces both bodily injury and property damage during tree car tree removal or while making your way to job sites. You might have a tree cutting service or help park districts find threats to their trees and bushes. How much tree service should cost.

Average costs and comments from CostHelpers team of professional journalists and community of users. Check into the companys insurance. Liability insurance is key in a tree service business where your activities could result in a lawsuit for potential damages.

Workers compensation may protect you from lawsuits and help manage your financial risks if a worker gets hurt. Because of their size trees have the potential to cause substantial damage to your property. An employee of your tree service company is terminated due to their work performance.

Property owners have surprisingly little knowledge about tree service providers which keeps the market open from a small business standpoint. You may need arborist insurance covering the risks that you face in your job if you manage trees and shrubs professionally. That said a lot of tree service providers are local businesses.

Should one of your tree service workers die while working for you workers comp also provides coverage for that. A good tree service provider can become a cross-state staple. Dont accept a copy handed to you - it may be out dated or have a change in coverage.

So in some cases if they perform work in a tree above that height the insurance policy is. Request to see certificates of liability and workmans compensation insurance and check that they are current. If someone is performing tree work their insurance policy must specifically cover tree work.

Insurance policies usually have a working height clause that for landscapers can be a maximum of 8 to 10 feet. You want to ensure that the company has liability insurance and workers compensation insurance. This is especially true if they are in close proximity to your home ask anyone thats had a tree fall on their roof during a storm.

Assuming no buildings or utilities are nearby a 30-foot high tree like a Black Mulberry Dogwood or Russian Olive will cost 75-437 to trim depending on the type and condition of the tree. Operating a tree-removal service without a license is illegal. A company without adequate insurance coverage is an establishment that you dont want working anywhere near your home.

For dangerous work such as this tree services demonstrated possession of adequate insurance may well be the consumers primary consideration. Phone the insurance company to verify current policy information. Or you can collaborate with the local government to maintain the safe clean and watered urban trees.

In addition many states will not allow you to operate a tree service business without the proper liability insurance. If you provide landscaping and tree care advice professional liability or errors and omissions coverage can provide protection against liability claims due to negligence poor advice or recommended services that result in a clients loss. The short answer is your tree care company should have both general liability and workers compensation insurance.

Employment practices liability insurance protects employees against resulting litigation including claims of sexual harassment discrimination and wrongful termination. A tree service should carry BOTH full liability insurance and worker comp insurance. However the employee claims wrongful termination on the grounds of discrimination.

A high-quality tree service company should carry Workers Compensation for all contractors that protects against cuts falls electrocution or any other on-the-job injury.

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